Bandhan Bank Loan – Home Lone, Gold Loan, Two Wheeler Loan, Personal Loan and more

Bandhan Bank Loan
Bandhan Bank Loan

Bandhan Bank Loan

If you want to know all about Bandhan Bank loan, then you are in a right place. Bandhan Bank Loan gives you the freedom to fulfill your dream of comfortable interest. There is a wild range of loans, you can choose as your requirements and need. Bandhan bank loans are classified into six main categories according to there features.

 

 

Retail Loans:

If your need is to buy something or any personal purpose then Bandhan Bank Retail Loan is best for you. You will get this loan very easily at 11.25% P.A to 17.86% P.A.

 

The Purpose of Bandhan Bank Retail Loans.

Create your dream home (Home loan), Purchase a Bike (Two Wheeler Loan), Purchase a car, wedding, Purchase any luxury item or any personal need.

 

 This bank offers six type of retails loan those are below.

  1. First of all,    Bandhan Bank Home loan
  2. then,             Bandhan Bank Two Wheeler Loan
  3. Then,             Bandhan Bank Personal Loan
  4. after that,     Bandhan Bank Gold Loan
  5. and,              Loan against Property
  6. finally,           Loan Against Term Deposit

 

 


 

Bandhan Bank Home Loan

If you want to purchase a new home, repair your home, or build a home, then this Loan will fulfill your requirement. It is very easy to apply and approve. Features of Bandhan bank home loan are below:

 

Interest Rate:

The standard interest rate varies between 11.25% P.A to 13.55% P.A.

 

Bandhan Bank Home Loan Eligibility:

  • Minimum age of the Loan applier should be 23 or above.
  • And the maximum age at the loan maturity to be 65 years or retirement age.
  • This loan is available for government employees, private sector employees, businessman, Self-employed professional, Self-employed non-professional.

 

Documents required for Bandhan Bank Home Loan:

  • Income Documents
  • Last 6 months bank account Statement
  • Proposed  Purchased or constructed property details and descriptions.
  • Address proof and age proof
  • Valid KYC ID with Aadhar card (optional) and Pan card.
  • Previous Loan details if exist (optional)

 

Application Process:

Either visit your nearest Bandhan bank Branch or apply through online they will contact you.

 

Apply Now Button

 

 

 


Bandhan bank Two Wheeler Loan

Bandhan bank helps you to buy your own bike, Scooty or two wheels vehicles through this loan. Also, you will get EMI (equated monthly installment) option to pay loan within 3 years. It’s very easy to apply. The features of Bandhan bank two wheeler loan are below:

 

Interest Rate:

The standard interest rate varies between 15.50% P.A to 16.91% P.A.

 

 

Bandhan Bank two-wheeler Loan Eligibility:

  • Minimum age of the Loan applier should be 23 or above.
  • And the maximum age at the loan maturity to be 65 years or retirement age.
  • This loan is available for government employees, private sector employees, businessman, Self-employed professional, Self-employed non-professional.

 

 

Documents required for Bandhan Bank two-wheeler Loan:

  • Income Documents
  • Last 6-months bank account Statement
  • Propose vehicle (which you want to buy) details with a pre-invoice.
  • Address proof and age proof
  • and, Valid KYC ID with Aadhar card (optional) and PAN card.

 

Time Periods:

You have to pay loan within 3 years.

 

 

Application Process:

Either visit your nearest Bandhan bank Branch or apply through online they will contact you.

 

Apply Now Button

 


Bandhan Bank Personal Loan

Fulfill your any dream, any need or requirement with the Bandhan Bank Personal Loan. This Loan will be approved within 2 working day.  The features this loan are below:

 

Interest Rate:

The standard interest rate varies between 14% P.A to 17.86% P.A.

 

Loan Amount:

  • Minimum 1 Lac rupees to maximum 5 Lac rupees.

 

Bandhan Bank Personal Loan Eligibility:

  • Minimum age of the Loan applier should be 21 or above.
  • And the maximum age of the Loan applier should be 57.
  • This loan is available for government employees, private sector employees, businessman, Self-employed professional, Self-employed non-professional.
  • and, Applier should have an account in Bandhan bank for minimum 6 months old.

 

Documents required for Bandhan Bank Home Loan:

  • Income Documents
  • Last 6-months bank account Statement
  • Address proof and age proof
  • A photograph
  • Last 3-month salary slip and form-16 (optional)
  • and, Valid KYC ID with Aadhar card (optional) and PAN card.

 

Time Periods:

  • You have to pay loan within 1 to 3 years.

 

Application Process:

Either visit your nearest Bandhan bank Branch or apply through online they will contact you.

Apply Now Button

 


Bandhan Bank Gold Loan

Fulfill your immediate financial requirement with Bandhan Bank. Bandhan Bank helps you to overcome your critical financial requirement within few minutes through Bandhan bank Gold Loan.

It is the fastest process to get a loan. The features of this loan are given below:

 

Interest Rate:

The standard interest rate is 16% P.A.

 

Loan Amount:

Minimum 1 Lac rupees to maximum 5 Lac rupees.

 

Eligibility for the Bandhan Bank Gold Loan:

  • Minimum age of the Loan applier should be 18 or above
  • And the maximum age of the Loan applier should be 70.

 

Documents required for Bandhan Bank Home Loan:

  • Address proof and age proof
  • and 2 copies of photograph

 

Time Periods:

You have to pay loan within 6 months to 3 years.

 

Application Process:

Visit your nearest Bandhan bank Branch, they will help you.

 


Bandhan Bank Loan against Property

If you need money for your business or any personal need then Bandhan bank can help you to get a loan. With the help of your property, you can get loan very easily. The features of  Bandhan Bank Loan against Property are given below :

 

 

Interest Rate:

The standard interest rate is 12% P.A to 14.26% P.A.

Loan Amount:

Depend on the value of the property. You can get maximum 60% of market value of your property.

 

 

Bandhan Bank Loan Against Property:

  • Minimum age of the Loan applier should be 21 or above
  • And the maximum age at the loan maturity to be 65 years or retirement age.

 

 

Documents required for Bandhan Bank Home Loan:

  • Address proof and age proof
  • 2 copies of photograph
  • Last 6-months bank account statement
  • KYC document with Aadhar Card (optional) and PAN card.
  • Property Details

 

 

Time Periods:

You have to pay loan within 15 years depending on the age of loan applier.

 

 

Application Process:

Either visit your nearest Bandhan bank Branch or Apply through Online they will help you.

 

Apply Now Button

 

 


Bandhan Bank Loan Against Term Deposit

No matter why you need a loan when you need a loan, Bandhan bank helps you to get loan very easily within few minutes using. Get loan using your Term Deposit (Fixed Deposit) and pay very low interest. Also, EMI option is available to pay lone. The features of Bandhan Bank Loan Against Term Deposit are given below :

 

 

Interest Rate:

The standard interest rate is “Term Deposit (Fixed Deposit) plus 1.50% P.A to 2.00% P.A.”

If you get 7.5% p.an interest from Term Deposit (Fixed Deposit) then you have to pay extra 1.50 to 2% p.a. Therefore total interest will be almost  9% to 9.5 % P.A.

 

 

Loan Amount:

Depend on the value of Term Deposit (Fixed Deposit). You can get maximum 90% of the value of your Term Deposit (Fixed Deposit).

So, if you have a 10,000 rupees Term Deposit (Fixed Deposit) then you can get to 9,000 rupees loan. 

 

 

Bandhan Bank Loan Against Term Deposit Eligibility:

  • Anyone can get this loan who have a Term Deposit (Fixed Deposit) in Bandhan bank.

 

 

Documents required for Bandhan Bank Loan Against Term Deposit:

Nothing is  Required.

 

 

Time Periods:

Maximum 3 years.

 

 

Application Process:

Either visit your nearest Bandhan bank Branch or Apply through Online they will help you.

Apply Now Button

 


Declaration:  All the information are taken from the official website of Bandhan bank. And the interest rate may change time to time.

1 Comment

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